Tammy & Brian Waggoner

Check out the new loan programs from Idaho Housing. First time home buyers, this is your time! This information is taken directly from IHA. Call us if you want to find out more….we can refer you to our great lenders!

Now available – the new Preferred Risk Sharing Loan and the new HFA Preferred Loan! These loans are exclusive to IHFA and have low-to-no private mortgage insurance required, lowering monthly mortgage payments for homeowners. Preferred Risk Sharing Loan – No MI

No first-time homebuyer requirement.
Cannot currently own other real estate.
Check the income limits chart for qualifications.
No sales price limits.
No private mortgage insurance required.
No minimum borrower contribution.
May qualify for up to $2,000 tax credit every year.
Finally Home!® Homebuyer Education is required.

HFA Preferred Loan – Low MI

No first-time homebuyer requirement.
Cannot currently own other real estate.
Check the income limits chart for qualifications.
No sales price limits.
Low-cost private mortgage insurance.
No minimum borrower contribution.
May qualify for up to $2,000 tax credit every year.
Finally Home!® Homebuyer Education is required.

Both loans may be coupled with IHFA’s down payment assistance 2nd mortgages.

Today’s rate is 3.75%

First Time Home Buyers!

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